$166.95
Medibank uses age-based pricing. The monthly premium changes according to the parent’s age band.
per month
Age 16–54
View 870 cover details →
Sponsored Parent (Temporary) Visa Subclass 870
Compare 870 Sponsored Parent Visa Health Insurance
Compare selected health insurance options for parents applying for or holding Australia’s Sponsored Parent (Temporary) visa subclass 870.
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Get Your Indicative Price
Select the parent age and cover details to see monthly prices.
Prices shown are indicative monthly premiums based on the selected age and pricing data maintained on this website. Always confirm the final premium and eligibility with the insurer.
$180.00
Allianz Care is currently shown at $180 per month for one parent and $433.40 per month for a two-parent/couple policy. A 14-day lead time applies.
per month
Fixed across eligible ages
⏱ 14-DAY LEAD TIME
Allianz cover cannot commence immediately.
$215.99
Bupa uses age-based pricing. The monthly premium changes according to the parent’s age band.
per month
Age 17–65
View 870 cover details →
Compare More Than Just the Premium
Price is only one factor. Compare the key benefits, limits, exclusions and waiting periods below to find the cover that best suits your needs.
| Feature | |
|
|
|---|---|---|---|
| Meets Visa Condition 8501 health insurance requirement | ✓ | ✓ | ✓ |
| Hospital treatment | ✓ | ✓ | ✓ |
| Emergency ambulance | ✓ | ✓ | ✓ |
| GP / doctor visits outside hospital | ✕ | ✕ | ✓ |
| Pathology & diagnostic tests outside hospital | ✕ | ✕ | ✓ |
| Hospital excess | $500 | $500 | $250 |
| Pre-existing conditions | 12 months waiting period | 12 months waiting period | 12 months waiting period |
| Pregnancy & birth | 12 months waiting period | 12 months waiting period | 12 months waiting period |
This is a summary only. A tick does not mean the benefit amount, limits or conditions are identical between insurers. Always check the insurer’s current Product Disclosure Statement (PDS) before purchasing.
How Much Does 870 Visa Health Insurance Cost?
Premiums differ by insurer. Medibank and Bupa use age-based pricing in the current comparison data, while Allianz Care's listed monthly premium is fixed across eligible ages.
Medibank age-based pricing
Current monthly bands range from $166.95 for ages 16–54 to $518.50 for ages 80–99. Select the exact age above for the applicable band.
Allianz Care fixed pricing
The current listed monthly premium is $180.00 across eligible ages in this comparison.
Bupa age-based pricing
Current monthly bands start at $215.99 for ages 17–65 and increase for older age bands. Select the exact age above to compare.
870 Sponsored Parent Visa Health Insurance
Health insurance for a Sponsored Parent visa is more than a visa formality. It can also help manage potentially significant hospital and medical costs during a parent's stay in Australia.
Visa Condition 8501
Understand the requirement to maintain adequate arrangements for health insurance while in Australia.
Hospital & Medical
Compare hospital benefits, doctor and specialist benefits, ambulance, medicines and exclusions.
Waiting Periods
Pre-existing conditions can be particularly relevant for parents, so waiting periods and definitions deserve close attention.
870 Visa Insurance Providers
Our initial comparison focuses on three Australian insurers offering relevant visitor health cover options.
Hospital Care Visitors with a fixed monthly premium in the current comparison data.
View Allianz 870 Cover →Explorer Visitors Cover with age-based premiums in the current comparison data.
View Bupa 870 Cover →Overseas Visitors Comprehensive Hospital with age-based premiums in the current comparison data.
View Medibank 870 Cover →870 Visa Health Insurance FAQs
Answers to common questions about health insurance for the Sponsored Parent (Temporary) visa subclass 870.
Is health insurance mandatory for the Sponsored Parent visa (subclass 870)?
Subclass 870 is subject to Visa Condition 8501. The visa holder needs to maintain adequate arrangements for health insurance while the condition applies.
What type of health insurance is suitable for an 870 visa?
Overseas Visitor Health Cover (OVHC) is commonly used by eligible temporary visa holders. The selected policy should be appropriate for the visa holder's circumstances and applicable visa conditions.
Does 870 visa health insurance need to satisfy Condition 8501?
The selected cover should be appropriate for the health-insurance requirement attached to the visa. Always check the insurer's current policy and visa suitability information.
Does the premium change with the parent's age?
It can. In our current comparison data, Medibank and Bupa use age-based pricing, while the listed Allianz Care premium is fixed across eligible ages.
What does 870 Sponsored Parent visa health insurance cover?
Depending on the policy, benefits may be available towards eligible hospital treatment, doctor and specialist services, emergency ambulance and prescription medicines.
Are pre-existing medical conditions covered?
Pre-existing conditions may be subject to waiting periods and other policy rules. Check each insurer's definition and applicable waiting period before purchasing.
Should I choose the cheapest 870 visa health insurance?
Not necessarily. Compare benefits, waiting periods, excesses, exclusions, medication benefits and potential out-of-pocket costs as well as the monthly premium.
How long should I keep health insurance on an 870 visa?
Appropriate health insurance should remain in place for the period during which the applicable visa condition requires the holder to maintain adequate insurance.
Can I change health insurer while holding an 870 visa?
You may be able to change insurer, but avoid an unintended gap in cover and check how the new insurer treats waiting periods and transferred membership.
Does OVHC cover prescription medicines?
Some policies provide benefits towards eligible prescription medicines, subject to per-item and annual limits. These benefits can differ between insurers.
Is emergency ambulance included?
Many OVHC products include benefits for eligible emergency ambulance services, but limits and conditions can apply. Check the relevant policy documentation.
Can I add dental, optical or physiotherapy cover?
Depending on the insurer, extras cover may be available separately. Check inclusions, annual limits and waiting periods before adding extras.