/*
Theme Name: 870 Visa Insurance
Theme URI: https://870visainsurance.com.au/
Author: 870 Visa Insurance
Description: Custom comparison theme for 870visainsurance.com.au
Version: 38.0.0
Text Domain: visa870
*/
:root{
  --navy:#102a43;--blue:#1261d8;--sky:#eaf3ff;--teal:#0f8f83;--gold:#f3b61f;
  --bg:#f6f9fc;--card:#ffffff;--text:#14213d;--muted:#61758a;--line:#dce5ee;
  --green:#178b5b;--radius:20px;--shadow:0 14px 35px rgba(23,43,77,.10)
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);background:#fff;line-height:1.58}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:none}
.site-wrap{max-width:1180px;margin:auto;padding:0 22px}
.site-header{position:sticky;top:0;z-index:30;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 4px 14px rgba(0,0,0,.04)}
.header-inner{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:22px}
.brand{font-size:25px;font-weight:900;color:var(--navy);letter-spacing:-.3px}
.brand span{color:var(--blue)}
.main-nav{display:flex;align-items:center;gap:21px;flex-wrap:wrap}
.main-nav a{font-weight:750;color:var(--navy);font-size:14px}
.lang-wrap{display:flex;align-items:center;gap:8px;padding:6px 10px;border:1px solid var(--line);border-radius:12px;background:#fff}
.lang-label{font-size:13px;font-weight:800;color:var(--navy)}
.goog-te-gadget{font-size:0!important}
.goog-te-gadget select{height:34px!important;border:0!important;font-size:13px!important;color:var(--navy)!important;max-width:140px}
.goog-logo-link,.goog-te-gadget span{display:none!important}
body{top:0!important}
.goog-te-banner-frame.skiptranslate{display:none!important}
.btn{display:inline-flex;justify-content:center;align-items:center;border-radius:12px;padding:13px 21px;font-weight:850;border:0;cursor:pointer;text-decoration:none}
.btn-primary{background:linear-gradient(135deg,var(--blue),#1747b9);color:#fff;box-shadow:0 7px 18px rgba(18,97,216,.18)}
.btn-primary:hover{transform:translateY(-1px)}
.hero{background:linear-gradient(135deg,#edf5ff 0%,#ffffff 46%,#eefbf8 100%);padding:72px 0 42px;text-align:center;border-bottom:1px solid #eef2f6}
.eyebrow{display:inline-block;background:#dcecff;color:#0b4fa8;font-weight:850;padding:8px 14px;border-radius:99px;font-size:13px}
.hero h1{font-size:clamp(38px,5.2vw,60px);line-height:1.05;max-width:950px;margin:18px auto 16px;color:var(--navy);letter-spacing:-1.4px}
.hero p{max-width:810px;margin:0 auto 28px;color:var(--muted);font-size:18px}
.trust-strip{display:flex;justify-content:center;gap:22px;flex-wrap:wrap;margin:22px 0 0;color:#3b5368;font-size:13px;font-weight:700}
.trust-strip span{display:flex;align-items:center;gap:6px}
.quote-box{max-width:1000px;margin:30px auto 0;background:#fff;border:1px solid var(--line);border-radius:22px;padding:24px;box-shadow:var(--shadow);text-align:left}
.quote-grid{display:grid;grid-template-columns:1fr 1fr 1fr auto;gap:14px;align-items:end}
label{display:block;font-weight:850;font-size:13px;margin-bottom:7px;color:var(--navy)}
select,input{width:100%;height:50px;border:1px solid #c8d4df;border-radius:11px;padding:0 12px;font-size:15px;background:#fff}
.section{padding:66px 0}
.section.alt{background:var(--bg)}
.section h2{font-size:clamp(30px,4vw,42px);margin:0 0 12px;line-height:1.15;color:var(--navy);letter-spacing:-.6px}
.section-intro{max-width:850px;color:var(--muted);margin:0 0 30px;font-size:16px}
.logo-row{display:flex;justify-content:center;align-items:center;gap:38px;flex-wrap:wrap;margin:26px 0 2px}
.logo-row img{max-height:55px;max-width:180px;object-fit:contain}
.results{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:26px}
.plan{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:0 22px 22px;box-shadow:var(--shadow);position:relative;overflow:hidden}
.plan:before{content:"";display:block;height:6px;margin:0 -22px 20px;background:var(--blue)}
.plan.medibank:before{background:linear-gradient(90deg,#e51f4f,#20a8c7)}
.plan.allianz:before{background:linear-gradient(90deg,#0b4b8a,#1fa78a)}
.plan.bupa:before{background:#0d83c6}
.plan.featured{border:2px solid #1d70e8;transform:translateY(-5px)}
.plan-logo{height:58px;display:flex;align-items:center;margin-bottom:10px}
.plan-logo img{max-height:50px;max-width:175px;object-fit:contain}
.badge{position:absolute;top:16px;right:14px;background:#e7f0ff;color:#0b4fa8;font-weight:850;border-radius:999px;padding:6px 10px;font-size:11px}
.provider{font-size:20px;font-weight:900;color:var(--navy);margin-bottom:2px}
.product{color:var(--muted);min-height:48px;font-size:14px}
.price{font-size:38px;font-weight:900;margin:16px 0 0;color:var(--navy);letter-spacing:-1px}
.per{color:var(--muted);font-size:13px}
.plan ul{padding-left:19px;margin:17px 0 20px;font-size:14px}
.plan li{margin:7px 0}
.plan .btn{width:100%}
.compare-table-wrap{overflow:auto;border:1px solid var(--line);border-radius:18px;background:#fff;box-shadow:0 8px 20px rgba(23,43,77,.05)}
.compare-table{width:100%;border-collapse:collapse;min-width:800px}
.compare-table th,.compare-table td{padding:16px;border-bottom:1px solid var(--line);text-align:center}
.compare-table th:first-child,.compare-table td:first-child{text-align:left;font-weight:800}
.compare-table thead th{background:#eef5ff;color:var(--navy)}
.compare-table tbody tr:nth-child(even){background:#fbfdff}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:19px}
.info-card{border:1px solid var(--line);border-radius:18px;padding:24px;background:#fff;box-shadow:0 7px 18px rgba(23,43,77,.05)}
.info-card h3{margin-top:0;color:var(--navy)}
.highlight{background:linear-gradient(135deg,#0c2f57,#145cb6);color:#fff}
.highlight h2,.highlight h3{color:#fff}
.highlight .section-intro{color:#dbe7f2}
.faq-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:0 18px}
.faq summary{font-weight:850;cursor:pointer;padding:18px 0;color:var(--navy)}
.faq details p{margin:0 0 18px;color:#536a7d}
.disclaimer{font-size:12.5px;color:var(--muted)}
.site-footer{background:#0c2238;color:#c9d6e2;padding:52px 0 28px;margin-top:0}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:34px}
.site-footer h3,.site-footer h4{color:#fff}
.site-footer a{color:#d6e2ec;display:block;margin:8px 0}
.copyright{border-top:1px solid #28445e;margin-top:30px;padding-top:20px;font-size:13px;color:#9eb1c1}
@media(max-width:930px){
 .main-nav a:not(.btn){display:none}
 .quote-grid{grid-template-columns:1fr 1fr}
 .quote-grid .btn{grid-column:1/-1}
 .results,.cards{grid-template-columns:1fr}
 .faq-grid{grid-template-columns:1fr}
 .plan.featured{transform:none}
}
@media(max-width:620px){
 .quote-grid{grid-template-columns:1fr}
 .header-inner{min-height:68px}
 .brand{font-size:20px}
 .lang-wrap{display:none}
 .hero{padding-top:48px}
 .footer-grid{grid-template-columns:1fr}
}

/* v3 refinements */
.header-inner{min-height:82px}
.logo-row img{width:auto;max-height:48px;max-width:165px}
.logo-row img[alt="Bupa"]{max-height:52px;max-width:135px}
.quote-box{padding:22px 24px 18px}
.quote-box .disclaimer{margin:10px 0 0;text-align:center}
.trust-strip{font-size:14px;margin-top:18px}
.section{padding:58px 0}
#cost{padding-top:52px}
.highlight .info-card{color:var(--text)}
.highlight .info-card h3{color:var(--navy)}
.highlight .info-card p{color:#536a7d}
.provider-card{transition:transform .18s ease,box-shadow .18s ease}
.provider-card:hover{transform:translateY(-3px);box-shadow:0 12px 28px rgba(23,43,77,.11)}
.provider-card .plan-logo{height:64px}
.provider-card .plan-logo img{max-height:52px;max-width:170px}
.provider-card .provider-link{display:inline-block;margin-top:8px;font-weight:850}
.price-band{font-size:12px;color:#49647b;font-weight:700;margin-top:3px;min-height:19px}
.quote-status{display:none;margin:15px 0 0;padding:11px 14px;border-radius:10px;background:#eef7ff;color:#174d7a;font-size:13px;font-weight:700}
.quote-status.show{display:block}
.faq details[open]{box-shadow:0 8px 18px rgba(23,43,77,.06)}
.faq details[open] summary{color:var(--blue)}
@media(max-width:930px){
 .lang-wrap{order:3}
}

/* v4: two-parent quote, benefits comparison and provider pages */
.quote-grid{align-items:end}
.segmented{display:flex;border:1px solid #cbd8e5;border-radius:10px;padding:3px;background:#f6f9fc;min-height:46px}
.seg-btn{flex:1;border:0;background:transparent;border-radius:8px;font-weight:800;color:#4c6377;cursor:pointer}
.seg-btn.active{background:#fff;color:var(--blue);box-shadow:0 2px 7px rgba(23,43,77,.10)}
.second-parent-field[hidden]{display:none!important}
.quote-submit-field .btn{width:100%;min-height:46px}
.coverage-section{background:#f7fbff}
.coverage-table td:not(:first-child),.coverage-table th:not(:first-child){text-align:center}
.coverage-table .featured-row td{background:#edf9f4;font-weight:800}
.fineprint{font-size:12px;color:#61788c;line-height:1.55;margin-top:12px}
.text-link{display:block;margin-top:8px;font-size:13px;font-weight:800}
.provider-hero{padding:70px 0;background:linear-gradient(135deg,#eef7ff,#f2fbf7)}
.provider-hero-grid{display:grid;grid-template-columns:1.35fr .65fr;gap:52px;align-items:center}
.provider-hero h1{font-size:clamp(36px,5vw,60px);line-height:1.04;margin:12px 0 18px;color:var(--navy)}
.provider-hero .lead{font-size:18px;line-height:1.65;max-width:760px;color:#49647b}
.provider-logo-card{background:#fff;border:1px solid #dbe7f1;border-radius:22px;min-height:230px;display:flex;align-items:center;justify-content:center;padding:35px;box-shadow:0 18px 45px rgba(23,43,77,.09)}
.provider-logo-card img{max-width:240px;max-height:105px}
.hero-price{display:flex;flex-direction:column;gap:4px;margin:20px 0}
.hero-price strong{font-size:24px;color:var(--navy)}
.hero-price span{font-size:14px;color:#587084}
.provider-buy{display:inline-flex;margin-top:4px}
.affiliate-note{font-size:12px;color:#667d90;margin-top:10px}
.soft-section{background:#f7fbff}
.narrow{max-width:900px}
.check-list{display:grid;gap:12px}
.check-list>div{background:#fff;border:1px solid #dbe7f1;border-radius:12px;padding:15px 17px;font-weight:650;color:#38556b}
.provider-final-cta{text-align:center}
@media(max-width:800px){
 .provider-hero-grid{grid-template-columns:1fr}
 .provider-logo-card{min-height:160px}
 .coverage-table{min-width:760px}
}

/* v5 refinements */
.quote-box{max-width:1040px;margin-left:auto;margin-right:auto}
#visa870-quote-form .quote-grid{
  display:grid;
  grid-template-columns:minmax(145px,1fr) minmax(180px,1.15fr) minmax(170px,1fr) minmax(185px,1.15fr) minmax(170px,.95fr);
  gap:14px;
  align-items:end;
}
#visa870-quote-form:not(.has-second-parent) .quote-grid{
  grid-template-columns:minmax(180px,1.15fr) minmax(210px,1.2fr) minmax(220px,1.2fr) minmax(190px,1fr);
}
#visa870-quote-form:not(.has-second-parent) .second-parent-field{display:none!important}
#visa870-quote-form .field label{display:block;margin-bottom:7px;line-height:1.25}
#visa870-quote-form select,
#visa870-quote-form input[type="date"]{width:100%;min-height:46px}
#visa870-quote-form .segmented{min-height:46px}
#visa870-quote-form .seg-btn{font-size:14px}
#visa870-quote-form .quote-submit-field .btn{white-space:nowrap}
.lead-time-note{
  display:inline-flex;
  align-items:center;
  margin-top:8px;
  padding:5px 8px;
  border-radius:999px;
  background:#fff4db;
  color:#8a5a00;
  font-size:11px;
  font-weight:850;
}
.start-date-note{
  margin-top:7px;
  min-height:18px;
  font-size:12px;
  color:#557087;
  line-height:1.4;
}
.start-date-note.warning{
  color:#9b4b00;
  background:#fff8e8;
  border-radius:8px;
  padding:7px 8px;
}
.coverage-section .container{max-width:1180px}
.coverage-section .section-head{max-width:850px}
.coverage-table{border-collapse:separate;border-spacing:0;overflow:hidden;border-radius:16px}
.coverage-table th{background:#eaf3ff;padding:16px 14px}
.coverage-table td{padding:15px 14px}
.coverage-table tbody tr:nth-child(even) td{background:#fbfdff}
.coverage-table .featured-row td{background:#e9f8f1!important}
.table-provider-head{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:7px;min-width:145px}
.table-provider-head img{max-height:34px;max-width:125px;width:auto}
.table-provider-head span{font-size:13px;font-weight:850;color:var(--navy)}
.coverage-table td:not(:first-child){font-weight:700;color:#29475e}
.coverage-table td:first-child{font-weight:700}
@media(max-width:1050px){
  #visa870-quote-form .quote-grid,
  #visa870-quote-form:not(.has-second-parent) .quote-grid{
    grid-template-columns:repeat(2,minmax(0,1fr));
  }
  #visa870-quote-form .quote-submit-field{grid-column:1/-1}
}
@media(max-width:620px){
  #visa870-quote-form .quote-grid,
  #visa870-quote-form:not(.has-second-parent) .quote-grid{grid-template-columns:1fr}
  #visa870-quote-form .quote-submit-field{grid-column:auto}
  .table-provider-head img{max-width:95px;max-height:28px}
}

/* v6: stronger Allianz lead-time alert */
.allianz-lead-alert{
  margin-top:12px;
  border:2px solid #e5b446;
  background:#fff7dc;
  border-radius:12px;
  padding:12px 13px;
  box-shadow:0 4px 12px rgba(140,96,0,.08);
}
.allianz-lead-alert.warning{
  border-color:#e5a93f;
  background:#fff6d8;
}
.allianz-lead-alert.ok{
  border-color:#69b995;
  background:#ebf8f1;
}
.allianz-lead-kicker{
  font-size:12px;
  font-weight:900;
  letter-spacing:.04em;
  color:#7f5400;
  margin-bottom:5px;
}
.allianz-lead-alert.ok .allianz-lead-kicker{color:#216b4d}
.allianz-lead-message{
  font-size:12px;
  line-height:1.4;
  font-weight:800;
  color:#7b4d00;
  margin-bottom:5px;
}
.allianz-lead-alert.ok .allianz-lead-message{color:#216b4d}
.allianz-lead-date{
  font-size:13px;
  line-height:1.4;
  color:#4e3a12;
}
.allianz-lead-alert.ok .allianz-lead-date{color:#1e5b43}
.allianz-lead-date strong{
  display:block;
  font-size:13px;
  margin-bottom:2px;
}

/* v7 provider pages + footer/legal */
.provider-price-summary{display:flex;gap:14px;flex-wrap:wrap;margin:20px 0}
.provider-price-summary>div{background:#fff;border:1px solid #dce7f0;border-radius:14px;padding:13px 16px;min-width:190px}
.provider-price-summary span{display:block;font-size:12px;color:#657d90;margin-bottom:3px}
.provider-price-summary strong{font-size:20px;color:var(--navy)}
.provider-stat-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.provider-stat{background:#fff;border:1px solid #dce7f0;border-radius:16px;padding:18px;box-shadow:0 7px 20px rgba(23,43,77,.05)}
.provider-stat span{display:block;font-size:12px;color:#688095;margin-bottom:7px;font-weight:800;text-transform:uppercase;letter-spacing:.03em}
.provider-stat strong{display:block;font-size:15px;line-height:1.45;color:var(--navy)}
.provider-two-col{display:grid;grid-template-columns:1.3fr .7fr;gap:34px;align-items:start}
.provider-note-card{background:#fff;border:1px solid #dce7f0;border-radius:18px;padding:24px;box-shadow:0 8px 22px rgba(23,43,77,.06)}
.provider-note-card h3{margin-top:0;color:var(--navy)}
.provider-faq details{margin-bottom:10px}
.faq-answer{padding:0 18px 16px;color:#4e677b;line-height:1.6}
.standard-hero{padding:54px 0;background:linear-gradient(135deg,#eef7ff,#f6fbff)}
.standard-hero h1{font-size:clamp(36px,5vw,54px);margin:0;color:var(--navy)}
.prose{font-size:16px;line-height:1.75;color:#415d72}
.prose p{margin:0 0 18px}
.site-footer{background:#0d2f4e;color:#eaf4fb;margin-top:40px;padding:44px 0 22px}
.footer-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:40px}
.footer-grid strong{font-size:22px}
.footer-grid p{color:#c6d9e8;max-width:620px}
.footer-links{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px 18px}
.footer-links a{color:#fff;text-decoration:none;font-weight:700}
.footer-links a:hover{text-decoration:underline}
.footer-bottom{border-top:1px solid rgba(255,255,255,.16);margin-top:28px;padding-top:18px}
.footer-bottom p{font-size:12px;color:#c5d8e7;line-height:1.55;margin:5px 0}
@media(max-width:900px){
 .provider-stat-grid{grid-template-columns:repeat(2,1fr)}
 .provider-two-col,.footer-grid{grid-template-columns:1fr}
}
@media(max-width:560px){
 .provider-stat-grid{grid-template-columns:1fr}
 .footer-links{grid-template-columns:1fr}
}

/* v8 approved coverage comparison */
.coverage-table .yes-mark,
.coverage-table .no-mark{
  display:inline-block;
  width:34px;
  text-align:center;
  font-family:Arial, sans-serif;
  font-size:34px;
  line-height:1;
  font-weight:900;
}
.coverage-table .yes-mark{color:#159447}
.coverage-table .no-mark{color:#d10b08}
.coverage-table td:not(:first-child){vertical-align:middle;text-align:center}
.coverage-table .featured-row td{background:#eaf8ef!important}
.coverage-table tbody tr:nth-child(even):not(.featured-row) td{background:#f5faff}
.coverage-table tbody tr:nth-child(odd):not(.featured-row) td{background:#fff}
.coverage-table td:first-child{font-weight:800;color:#071b4b}
.coverage-table .fineprint{font-weight:400}

/* v9 merged comparison section + logo refinements */
.table-provider-head{
  min-height:54px;
}
.table-provider-head img{
  display:block;
  width:auto;
  height:auto;
  max-height:42px;
  max-width:150px;
  object-fit:contain;
}
.table-provider-head img[alt="Allianz Care"]{
  max-width:165px;
  max-height:40px;
}
.table-provider-head img[alt="Medibank"]{
  max-width:150px;
  max-height:42px;
}
.table-provider-head img[alt="Bupa"]{
  max-width:105px;
  max-height:46px;
}
.table-provider-head span{display:none!important}
.coverage-table .no-mark{color:#d31313!important}
.coverage-table .yes-mark{color:#169b45!important}

/* v10: prominent quote strip + price tooltips */
.quote-box{
  max-width:1120px;
  border:1px solid #cfe0ef;
  border-radius:20px;
  padding:24px 26px 20px;
  background:linear-gradient(135deg,#ffffff 0%,#f7fbff 62%,#eef9f5 100%);
  box-shadow:0 14px 34px rgba(21,54,82,.10);
  position:relative;
  overflow:visible;
}
.quote-box:before{
  content:"";
  position:absolute;
  left:0;
  right:0;
  top:0;
  height:5px;
  border-radius:20px 20px 0 0;
  background:linear-gradient(90deg,#1767d8,#00a7c7,#2bb67d);
}
#visa870-quote-form .field label{
  font-size:13px;
  font-weight:850;
  color:#0f2941;
  letter-spacing:.01em;
}
#visa870-quote-form select,
#visa870-quote-form input[type="date"]{
  background:#fff;
  border:1px solid #bfcfe0;
  border-radius:11px;
  min-height:48px;
  padding:0 12px;
  font-weight:700;
  color:#14344f;
}
#visa870-quote-form select:focus,
#visa870-quote-form input[type="date"]:focus{
  border-color:#1767d8;
  outline:3px solid rgba(23,103,216,.10);
}
#visa870-quote-form .segmented{
  border:1px solid #bfcfe0;
  background:#eef4f9;
  border-radius:11px;
  padding:4px;
}
#visa870-quote-form .seg-btn{
  min-height:40px;
  font-weight:850;
}
#visa870-quote-form .seg-btn.active{
  background:#fff;
  color:#155fd0;
  box-shadow:0 3px 10px rgba(23,67,110,.10);
}
#visa870-quote-form .quote-submit-field .btn{
  min-height:48px;
  border-radius:11px;
  font-size:14px;
  font-weight:900;
  box-shadow:0 7px 18px rgba(23,103,216,.18);
}
.quote-box .disclaimer{
  margin-top:14px;
  padding-top:14px;
  border-top:1px solid #dce7f0;
  color:#506a7f;
  font-size:13px;
  line-height:1.55;
}
.quote-status{
  border-radius:10px;
  background:#edf7ff;
  border:1px solid #c9e5fb;
}

/* remove visible provider names under result-card logos */
.result-card > h3,
.plan-card > h3{
  display:none!important;
}

/* price tooltip */
.price-tooltip{
  position:relative;
  display:inline-flex;
  vertical-align:middle;
  margin-left:7px;
  top:-5px;
  cursor:help;
}
.tooltip-icon{
  width:20px;
  height:20px;
  border-radius:50%;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  background:#e9f2ff;
  border:1px solid #a9c8ef;
  color:#165bb9;
  font-size:12px;
  font-weight:900;
  font-family:Arial,sans-serif;
}
.tooltip-text{
  visibility:hidden;
  opacity:0;
  position:absolute;
  z-index:30;
  width:250px;
  left:50%;
  transform:translateX(-50%) translateY(4px);
  bottom:30px;
  padding:10px 12px;
  border-radius:10px;
  background:#0e2f4d;
  color:#fff;
  font-size:12px;
  line-height:1.45;
  font-weight:650;
  box-shadow:0 10px 25px rgba(11,37,61,.20);
  transition:opacity .16s ease, transform .16s ease;
  pointer-events:none;
}
.tooltip-text:after{
  content:"";
  position:absolute;
  top:100%;
  left:50%;
  transform:translateX(-50%);
  border:6px solid transparent;
  border-top-color:#0e2f4d;
}
.price-tooltip:hover .tooltip-text,
.price-tooltip:focus .tooltip-text,
.price-tooltip:focus-within .tooltip-text{
  visibility:visible;
  opacity:1;
  transform:translateX(-50%) translateY(0);
}
@media(max-width:700px){
  .quote-box{padding:22px 18px 18px}
  .tooltip-text{
    width:220px;
    left:auto;
    right:-12px;
    transform:none;
  }
  .price-tooltip:hover .tooltip-text,
  .price-tooltip:focus .tooltip-text,
  .price-tooltip:focus-within .tooltip-text{
    transform:none;
  }
  .tooltip-text:after{
    left:auto;
    right:14px;
    transform:none;
  }
}

/* v11: definitive provider-name removal + tooltip immediately right of price */
.price-with-tooltip{
  display:flex;
  align-items:center;
  gap:8px;
  margin-top:0;
  width:max-content;
  max-width:100%;
}
.price-with-tooltip .price{
  display:block;
  margin:0;
}
.price-with-tooltip .price-tooltip{
  position:relative;
  display:inline-flex;
  align-items:center;
  margin:0;
  top:0;
  flex:0 0 auto;
}
.result-card h2.provider-name,
.result-card h3.provider-name,
.result-card h4.provider-name,
.plan-card h2.provider-name,
.plan-card h3.provider-name,
.plan-card h4.provider-name{
  display:none!important;
}
/* In current homepage cards, the provider name heading follows the logo block. */
.result-card .provider-logo + h2,
.result-card .provider-logo + h3,
.result-card .provider-logo + h4,
.plan-card .provider-logo + h2,
.plan-card .provider-logo + h3,
.plan-card .provider-logo + h4{
  display:none!important;
}

/* v12 approved visual direction */
.result-card .provider-name,
.result-card .insurer-name,
.result-card h2,
.result-card h3,
.result-card h4,
.plan-card .provider-name,
.plan-card .insurer-name,
.plan-card h2,
.plan-card h3,
.plan-card h4{
  display:none!important;
}
.result-card .provider-logo,
.plan-card .provider-logo{
  margin-bottom:16px;
}
.result-card .product-name,
.plan-card .product-name{
  margin-top:0;
}
.price-with-tooltip{
  display:flex!important;
  align-items:center!important;
  justify-content:flex-start!important;
  gap:9px!important;
  width:auto!important;
}
.price-with-tooltip .price-tooltip{
  position:relative!important;
  top:0!important;
  margin:0!important;
}
.coverage-wrap,
.coverage-section .container{
  border-radius:20px;
}
.coverage-table .yes-mark{
  color:#159947!important;
  font-size:30px!important;
  font-weight:900!important;
}
.coverage-table .no-mark{
  color:#df0808!important;
  font-size:30px!important;
  font-weight:900!important;
}

/* ===== v13 approved homepage visual direction ===== */
.v13-intro{
  padding:42px 0 24px;
  text-align:center;
  background:#fff;
}
.v13-intro h1{
  margin:10px auto 12px;
  max-width:950px;
  font-size:clamp(34px,4vw,54px);
  line-height:1.06;
  color:#08284a;
}
.v13-intro p{
  margin:0 auto;
  max-width:820px;
  color:#557087;
  font-size:16px;
  line-height:1.6;
}
.v13-quote-section{padding:8px 0 20px;background:#fff}
.v13-quote-panel{
  display:grid;
  grid-template-columns:330px 1fr;
  border:2px solid #8fc1ff;
  border-radius:22px;
  overflow:hidden;
  background:linear-gradient(135deg,#f7fbff 0%,#eef7ff 100%);
  box-shadow:0 12px 30px rgba(42,100,165,.08);
}
.v13-quote-intro{
  display:flex;
  align-items:center;
  gap:20px;
  padding:24px 28px;
  border-right:1px solid #cfe1f4;
}
.v13-shield{
  width:76px;height:76px;border-radius:50%;
  display:flex;align-items:center;justify-content:center;
  flex:0 0 auto;
  background:linear-gradient(145deg,#1f7cff,#0759d5);
  color:#fff;font-size:38px;font-weight:900;
  box-shadow:0 8px 22px rgba(12,94,215,.2);
}
.v13-quote-intro h2{
  margin:0 0 6px;
  color:#061d4b;
  font-size:28px;
  line-height:1.02;
}
.v13-quote-intro p{margin:0;color:#607a98;line-height:1.45}
.v13-quote-form-wrap{padding:20px 24px 16px}
.v13-form-grid{
  display:grid;
  grid-template-columns:minmax(150px,1fr) minmax(220px,1.25fr) minmax(165px,1fr) minmax(180px,1fr) minmax(220px,1.15fr);
  gap:16px;
  align-items:end;
}
.v13-form-grid .field label{
  display:block;
  margin-bottom:7px;
  font-size:13px;
  font-weight:850;
  color:#0b2342;
}
.v13-form-grid select,
.v13-form-grid input[type="date"]{
  width:100%; min-height:48px;
  border:1px solid #bfd1e6;
  border-radius:10px;
  background:#fff;
  padding:0 12px;
  color:#183a5a;
  font-weight:700;
}
.v13-form-grid .segmented{
  min-height:48px;
  border:1px solid #bfd1e6;
  border-radius:10px;
  padding:3px;
  background:#edf4fb;
}
.v13-form-grid .seg-btn{font-weight:850}
.v13-form-grid .seg-btn.active{
  background:#0870ed;
  color:#fff;
  box-shadow:none;
}
.v13-submit .btn{
  width:100%;min-height:48px;border-radius:10px;
  font-size:15px;font-weight:900;
  background:linear-gradient(180deg,#0875f3,#0960dc);
  box-shadow:0 7px 18px rgba(8,96,220,.22);
}
.v13-form-note{
  margin:11px 0 0;
  color:#617a97;
  font-size:12px;
  line-height:1.45;
}
.v13-results-section{padding:0 0 18px;background:#fff}
.v13-results{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:18px;
}
.v13-plan{
  position:relative;
  min-height:250px;
  padding:22px 28px 20px;
  border:1px solid #d9e5ef;
  border-radius:18px;
  background:#fff;
  box-shadow:0 10px 28px rgba(35,67,100,.07);
  overflow:visible;
}
.v13-plan:before{
  content:"";position:absolute;left:0;right:0;top:0;height:4px;border-radius:18px 18px 0 0;
}
.v13-plan.medibank:before{background:linear-gradient(90deg,#e61d49,#22aab9)}
.v13-plan.allianz:before{background:linear-gradient(90deg,#1164d6,#2ab77d)}
.v13-plan.bupa:before{background:#1096cd}
.v13-plan.featured{border:2px solid #2f7df1}
.v13-plan .badge{
  position:absolute;right:18px;top:14px;
  padding:7px 12px;border-radius:999px;
  background:#e9f2ff;color:#0f5ec9;font-size:11px;font-weight:900;
}
.v13-plan .plan-logo{
  height:58px;display:flex;align-items:center;margin:0 0 13px;
}
.v13-plan .plan-logo img{max-height:48px;max-width:180px;width:auto;object-fit:contain}
.v13-plan.bupa .plan-logo img{max-width:100px;max-height:52px}
.v13-plan .price-with-tooltip{display:flex;align-items:center;gap:9px;margin-top:0}
.v13-plan .price{
  font-size:42px;line-height:1;font-weight:900;color:#08284a;margin:0;
}
.v13-plan .per{margin-top:5px;color:#617893;font-size:14px}
.v13-plan .price-band{margin-top:2px;color:#617893;font-size:14px;min-height:auto}
.v13-plan .start-date-note{font-size:12px}
.v13-plan .allianz-lead-alert{
  margin:10px 0 0;padding:9px 10px;border-radius:9px;font-size:11px;
}
.v13-details-btn{
  display:block;
  margin-top:14px;
  padding:13px 18px;
  border-radius:9px;
  background:linear-gradient(180deg,#0875f3,#0960dc);
  color:#fff!important;
  text-align:center;
  text-decoration:none!important;
  font-size:15px;
  font-weight:900;
  box-shadow:0 7px 17px rgba(8,96,220,.16);
}
.v13-details-btn:hover{transform:translateY(-1px)}
.v13-plan .price-tooltip{top:0;margin:0}
.v13-plan .tooltip-icon{
  width:23px;height:23px;font-size:13px;
  background:#fff;border:2px solid #7ca3d6;color:#316ebd;
}
.v13-compare-section{padding:0 0 34px;background:#fff}
.v13-compare-card{
  border:1px solid #dbe7f1;
  border-radius:20px;
  padding:18px 22px 16px;
  background:#fff;
  box-shadow:0 10px 28px rgba(35,67,100,.06);
}
.v13-compare-head h2{
  margin:0 0 5px;
  color:#061d4b;
  font-size:30px;
}
.v13-compare-head p{
  margin:0 0 14px;
  color:#607a98;
  font-size:14px;
}
.v13-table{
  width:100%;
  border:1px solid #d4e4f2;
  border-radius:13px;
  overflow:hidden;
  border-collapse:separate;
  border-spacing:0;
}
.v13-table th{
  padding:12px 14px;
  background:#eef6fd;
  color:#08284a;
  font-weight:900;
  text-align:center;
}
.v13-table th:first-child{text-align:left}
.v13-table td{
  padding:8px 14px;
  border-top:1px solid #dce8f2;
  border-right:1px solid #dce8f2;
  text-align:center;
  color:#173854;
  font-size:14px;
}
.v13-table td:first-child{
  text-align:left;
  font-weight:800;
  color:#0b2342;
}
.v13-table tr:nth-child(even) td{background:#f6fbff}
.v13-table tr:nth-child(odd) td{background:#fff}
.v13-table td:last-child,.v13-table th:last-child{border-right:0}
.v13-table .yes-mark,
.v13-table .no-mark{
  display:inline-block;
  font-family:Arial,sans-serif;
  font-size:25px!important;
  line-height:1;
  font-weight:900!important;
}
.v13-table .yes-mark{color:#159947!important}
.v13-table .no-mark{color:#df0808!important}
.v13-table .table-provider-head{min-height:42px}
.v13-table .table-provider-head img{max-height:38px;max-width:150px;object-fit:contain}
.v13-table .table-provider-head img[alt="Allianz Care"]{max-width:175px}
.v13-table .table-provider-head img[alt="Bupa"]{max-width:90px}
.v13-compare-card .fineprint{
  margin:12px 0 0;
  color:#6681a0;
  font-size:11px;
  line-height:1.5;
}
@media(max-width:1120px){
  .v13-quote-panel{grid-template-columns:1fr}
  .v13-quote-intro{border-right:0;border-bottom:1px solid #cfe1f4}
  .v13-form-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .v13-submit{grid-column:1/-1}
}
@media(max-width:850px){
  .v13-results{grid-template-columns:1fr}
  .v13-plan{min-height:auto}
  .v13-table{min-width:760px}
}
@media(max-width:620px){
  .v13-quote-intro{padding:20px;align-items:flex-start}
  .v13-shield{width:60px;height:60px;font-size:30px}
  .v13-quote-intro h2{font-size:23px}
  .v13-quote-form-wrap{padding:18px}
  .v13-form-grid{grid-template-columns:1fr}
  .v13-submit{grid-column:auto}
  .v13-plan .price{font-size:36px}
  .v13-compare-card{padding:16px 12px}
}

/* ===== v14 refinement: preserve v13 design, improve spacing/alignment ===== */
@media (min-width:1180px){
  .v13-quote-section .site-wrap,
  .v13-results-section .site-wrap,
  .v13-compare-section .site-wrap{
    max-width:1280px;
  }
}
.v13-quote-panel{
  grid-template-columns:350px minmax(0,1fr);
}
.v13-quote-intro{
  padding:25px 30px;
  gap:18px;
}
.v13-quote-intro h2{
  max-width:210px;
  font-size:27px;
  line-height:1.04;
}
.v13-quote-intro p{
  max-width:220px;
}
.v13-quote-form-wrap{
  min-width:0;
  padding:20px 22px 15px;
  overflow:visible;
}
.v13-form-grid{
  grid-template-columns:minmax(145px,.95fr) minmax(210px,1.25fr) minmax(165px,.95fr) minmax(205px,1.1fr);
  gap:14px;
}
.v13-form-grid .second-parent-field:not([hidden]){
  display:block;
}
.v13-submit .btn{
  white-space:nowrap;
  padding-left:18px;
  padding-right:18px;
}
.v13-form-note{
  white-space:normal;
  max-width:100%;
  overflow:visible;
}
.v13-results{
  align-items:stretch;
}
.v13-plan{
  display:flex;
  flex-direction:column;
  min-height:285px;
}
.v13-plan .plan-logo{
  flex:0 0 auto;
}
.v13-plan .price-with-tooltip,
.v13-plan .per,
.v13-plan .price-band,
.v13-plan .start-date-note,
.v13-plan .allianz-lead-alert{
  flex:0 0 auto;
}
.v13-plan .v13-details-btn{
  margin-top:auto;
}
.v13-plan.allianz .allianz-lead-alert{
  padding:8px 10px;
  margin-top:8px;
  line-height:1.35;
}
.v13-plan.allianz .allianz-lead-kicker{
  font-size:10px;
  margin-bottom:3px;
}
.v13-plan.allianz .allianz-lead-message,
.v13-plan.allianz .allianz-lead-date{
  font-size:10.5px;
}
@media(max-width:1179px){
  .v13-quote-panel{grid-template-columns:300px minmax(0,1fr)}
  .v13-form-grid{
    grid-template-columns:minmax(130px,1fr) minmax(180px,1.15fr) minmax(150px,1fr) minmax(180px,1.05fr);
  }
}
@media(max-width:980px){
  .v13-quote-panel{grid-template-columns:1fr}
  .v13-quote-intro{
    border-right:0;
    border-bottom:1px solid #cfe1f4;
  }
  .v13-quote-intro h2,.v13-quote-intro p{max-width:none}
  .v13-form-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .v13-submit{grid-column:1/-1}
}
@media(max-width:620px){
  .v13-form-grid{grid-template-columns:1fr}
  .v13-submit{grid-column:auto}
}

/* ===== v15 provider pages ===== */
.provider-page{background:#fff;color:#0a2948}
.provider-hero{padding:52px 0;background:linear-gradient(135deg,#f8fbff,#edf7ff)}
.provider-hero-grid{display:grid;grid-template-columns:minmax(0,1.45fr) minmax(300px,.65fr);gap:42px;align-items:center}
.provider-breadcrumb{font-size:12px;color:#698099;margin-bottom:22px}
.provider-breadcrumb a{color:#1264d6;text-decoration:none}
.provider-hero-logo{display:block;max-width:210px;max-height:64px;width:auto;object-fit:contain;margin-bottom:20px}
.provider-page.bupa .provider-hero-logo{max-width:115px;max-height:70px}
.provider-hero h1{font-size:clamp(36px,4vw,56px);line-height:1.04;margin:0 0 9px;color:#06284a}
.provider-product{font-size:20px;font-weight:850;margin:0 0 14px;color:#28516f}
.provider-intro{max-width:720px;font-size:16px;line-height:1.65;color:#526f86}
.provider-primary-cta{display:inline-flex;align-items:center;justify-content:center;margin-top:12px;padding:15px 25px;border-radius:10px;background:linear-gradient(180deg,#0875f3,#075bd0);color:#fff!important;text-decoration:none!important;font-weight:900;box-shadow:0 8px 20px rgba(8,91,208,.2)}
.provider-affiliate-note{font-size:11px;color:#71869a;margin-top:10px}
.provider-price-card{border:1px solid #d5e4ef;border-radius:20px;padding:28px;background:#fff;box-shadow:0 14px 34px rgba(30,68,100,.09)}
.provider-price-label{display:block;font-size:12px;font-weight:850;color:#5d7790;text-transform:uppercase;letter-spacing:.05em}
.provider-price-card>strong{display:block;font-size:42px;line-height:1.05;margin:9px 0 4px;color:#06284a}
.provider-price-card>span:not(.provider-price-label){font-size:13px;color:#647d93}
.provider-price-card>p{font-size:13px;line-height:1.55;color:#526f86}
.provider-lead-box{margin-top:18px;padding:14px;border:1px solid #f0b13a;background:#fff6df;border-radius:11px;color:#7b4c00}
.provider-lead-box b,.provider-lead-box span{display:block}
.provider-lead-box span{font-size:12px;margin-top:4px}
.provider-section{padding:52px 0}
.provider-section h2{font-size:31px;margin:0 0 22px;color:#06284a}
.provider-facts{display:grid;grid-template-columns:repeat(2,1fr);border:1px solid #d8e5ef;border-radius:17px;overflow:hidden}
.provider-fact{display:flex;justify-content:space-between;gap:20px;padding:17px 20px;border-bottom:1px solid #e1ebf3}
.provider-fact:nth-child(odd){border-right:1px solid #e1ebf3}
.provider-fact span{font-weight:750;color:#244963}
.provider-fact strong{text-align:right;color:#092e4e}
.provider-soft{background:#f5f9fc}
.provider-two-col{display:grid;grid-template-columns:1fr 1fr;gap:35px}
.provider-checks{list-style:none;padding:0;margin:0}
.provider-checks li{position:relative;padding:10px 0 10px 34px;border-bottom:1px solid #dce8f1;color:#234762}
.provider-checks li:before{content:"✓";position:absolute;left:4px;color:#159947;font-size:20px;font-weight:900}
.provider-disclaimer{font-size:11px;line-height:1.55;color:#70869a;margin-top:18px}
.provider-8501-box{background:#fff;border:1px solid #d5e5ef;border-radius:18px;padding:27px;box-shadow:0 10px 25px rgba(30,68,100,.06)}
.provider-mini-label{font-size:11px;font-weight:900;color:#1166d7;text-transform:uppercase}
.provider-8501-box h3{font-size:25px;margin:8px 0 10px}
.provider-8501-box p{color:#526f86;line-height:1.65}
.provider-8501-box a{font-weight:850;color:#0c63d7;text-decoration:none}
.provider-faqs{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.provider-faqs details{border:1px solid #d8e5ef;border-radius:13px;background:#fff;padding:0 18px}
.provider-faqs summary{padding:17px 0;font-weight:850;cursor:pointer;color:#0b2d4b}
.provider-faqs p{color:#526f86;line-height:1.6;margin:0 0 18px}
.provider-bottom-cta{padding:38px 0;background:#0c3d70;color:#fff}
.provider-bottom-cta .site-wrap{display:flex;align-items:center;justify-content:space-between;gap:30px}
.provider-bottom-cta h2{margin:0 0 5px;color:#fff}
.provider-bottom-cta p{margin:0;color:#d7e7f7}
.provider-bottom-cta .provider-primary-cta{margin:0;background:#fff;color:#0a5fcf!important;box-shadow:none}
@media(max-width:850px){
 .provider-hero-grid,.provider-two-col{grid-template-columns:1fr}
 .provider-facts,.provider-faqs{grid-template-columns:1fr}
 .provider-fact:nth-child(odd){border-right:0}
 .provider-bottom-cta .site-wrap{display:block}
 .provider-bottom-cta .provider-primary-cta{margin-top:20px}
}

/* ===== v16 polished provider pages ===== */
.p16{--ink:#062b4f;--blue:#0867dc;--muted:#58748d;--line:#d8e6f0;color:var(--ink);background:#fff}
.p16-wrap{width:min(1180px,calc(100% - 40px));margin:auto}
.p16-hero{padding:34px 0 50px;background:linear-gradient(135deg,#f7fbff 0%,#eaf5ff 100%);border-bottom:1px solid #dce9f3}
.p16-crumb{font-size:12px;color:#7890a4;margin-bottom:27px}.p16-crumb a{color:#1769cc;text-decoration:none}.p16-crumb span{padding:0 8px}
.p16-hero-grid{display:grid;grid-template-columns:minmax(0,1.35fr) 390px;gap:65px;align-items:center}
.p16-kicker,.p16-heading>span{display:inline-block;font-size:11px;letter-spacing:.08em;font-weight:900;color:#0867dc;background:#e6f2ff;padding:6px 9px;border-radius:7px}
.p16-copy h1{font-size:clamp(38px,4.2vw,58px);line-height:1.04;letter-spacing:-.035em;margin:14px 0 9px;color:#052a4d;max-width:700px}
.p16-product{font-size:21px;font-weight:900;margin:0 0 13px;color:#244e6c}.p16-intro{font-size:16px;line-height:1.7;color:#536f86;max-width:690px}
.p16-trust{display:flex;flex-wrap:wrap;gap:9px 20px;margin-top:24px;font-size:12px;font-weight:800;color:#315a75}.p16-trust span:First-letter{color:#169c50}
.p16-buybox{position:relative;background:#fff;border:1px solid #cfe0ec;border-radius:20px;padding:25px 27px;box-shadow:0 18px 45px rgba(20,65,100,.11)}
.p16-logoarea{height:72px;display:flex;align-items:center;justify-content:flex-start;margin-bottom:13px}.p16-logoarea img{max-width:190px;max-height:62px;object-fit:contain}.p16 .p16-logoarea img[src*="bupa"]{max-width:100px}
.p16-badge{position:absolute;right:22px;top:22px;font-size:9px;font-weight:900;letter-spacing:.04em;background:#eaf3ff;color:#0761cd;padding:6px 8px;border-radius:12px}
.p16-price{font-size:42px;line-height:1;font-weight:950;letter-spacing:-.03em;margin-top:4px}.p16-price-note{font-size:12px;color:#627d92;margin:5px 0 17px}
.p16-second{display:flex;align-items:center;justify-content:space-between;padding:12px 0;border-top:1px solid #e3edf4;border-bottom:1px solid #e3edf4;font-size:12px}.p16-second span{color:#6a8194}.p16-second strong{font-size:14px}
.p16-warning{margin:13px 0 0;padding:11px 12px;background:#fff6dd;border:1px solid #f1b53c;border-radius:9px;color:#774900}.p16-warning b,.p16-warning span{display:block}.p16-warning b{font-size:11px}.p16-warning span{font-size:10px;margin-top:3px}
.p16-cta,.p16-final-cta{display:flex;align-items:center;justify-content:center;background:linear-gradient(180deg,#0a78f4,#0860d3);color:#fff!important;text-decoration:none!important;font-weight:900;border-radius:10px;padding:14px 17px;margin-top:16px;box-shadow:0 7px 17px rgba(8,96,211,.18)}
.p16-buybox small{display:block;font-size:9.5px;line-height:1.45;color:#7890a3;text-align:center;margin-top:9px}
.p16-section{padding:54px 0}.p16-heading h2{font-size:31px;letter-spacing:-.02em;margin:10px 0 5px}.p16-heading p{margin:0;color:#698197;font-size:13px}
.p16-facts{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:25px}
.p16-fact{display:flex;align-items:center;gap:13px;min-height:84px;border:1px solid var(--line);border-radius:13px;padding:14px;background:#fff;box-shadow:0 4px 12px rgba(20,65,100,.035)}
.p16-fact-icon{width:29px;height:29px;flex:0 0 29px;border-radius:50%;display:grid;place-items:center;background:#e7f3ff;color:#0870df;font-weight:950;font-style:normal}
.p16-fact small,.p16-fact strong{display:block}.p16-fact small{text-transform:uppercase;letter-spacing:.05em;font-size:9px;font-weight:900;color:#748b9e;margin-bottom:4px}.p16-fact strong{font-size:13px;line-height:1.35}
.p16-soft{background:#f5f9fc}.p16-benefit-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:45px;align-items:start}
.p16-benefits{margin-top:20px}.p16-benefits>div{display:flex;gap:12px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:11px;padding:14px 16px;margin-bottom:9px;font-size:13px;font-weight:700}.p16-benefits i{font-style:normal;color:#129d4c;font-weight:950}
.p16-info{background:#fff;border:1px solid #d4e3ed;border-radius:17px;padding:25px;box-shadow:0 10px 25px rgba(20,65,100,.06)}.p16-info-icon{display:grid;place-items:center;width:52px;height:52px;border-radius:14px;background:#e7f3ff;color:#0766d4;font-size:13px;font-weight:950}.p16-info h3{font-size:23px;margin:14px 0 8px}.p16-info p{font-size:13px;line-height:1.65;color:#5c768c}.p16-info a{color:#0865d5;text-decoration:none;font-size:12px;font-weight:900}
.p16-before{display:flex;align-items:center;justify-content:space-between;gap:45px}.p16-before>div{max-width:760px}.p16-before p{font-size:13px;line-height:1.65;color:#5e778d}.p16-outline{white-space:nowrap;border:1px solid #0a67d7;border-radius:9px;padding:13px 18px;color:#0965d5!important;text-decoration:none!important;font-size:12px;font-weight:900}
.p16-faq-section{background:#fbfdff;border-top:1px solid #e5eef5}.p16-center{text-align:center;max-width:700px;margin:0 auto 27px}.p16-faqs{max-width:900px;margin:auto;display:grid;gap:9px}.p16-faqs details{background:#fff;border:1px solid #d8e5ef;border-radius:12px;overflow:hidden}.p16-faqs summary{list-style:none;cursor:pointer;padding:17px 19px;font-size:13px;font-weight:850;display:flex;justify-content:space-between;gap:20px}.p16-faqs summary::-webkit-details-marker{display:none}.p16-faqs summary b{font-size:18px;color:#0a67d7}.p16-faqs details[open] summary b{transform:rotate(45deg)}.p16-faqs p{margin:0;padding:0 19px 18px;color:#58748a;font-size:12.5px;line-height:1.65}
.p16-final{padding:42px 0;background:linear-gradient(135deg,#073b6d,#0a5aa7);color:#fff}.p16-final-inner{display:flex;justify-content:space-between;align-items:center;gap:30px}.p16-final span{font-size:10px;font-weight:900;letter-spacing:.09em;color:#bcdcff}.p16-final h2{font-size:30px;color:#fff;margin:5px 0}.p16-final p{margin:0;color:#d6e8f7;font-size:13px}.p16-final-cta{margin:0;background:#fff;color:#075fcf!important;box-shadow:none;min-width:220px}
@media(max-width:900px){.p16-hero-grid,.p16-benefit-grid{grid-template-columns:1fr}.p16-hero-grid{gap:30px}.p16-facts{grid-template-columns:1fr 1fr}.p16-buybox{max-width:520px}.p16-before,.p16-final-inner{align-items:flex-start;flex-direction:column}}
@media(max-width:580px){.p16-wrap{width:min(100% - 28px,1180px)}.p16-hero{padding-top:22px}.p16-copy h1{font-size:37px}.p16-facts{grid-template-columns:1fr}.p16-trust{display:grid}.p16-section{padding:42px 0}.p16-buybox{padding:22px}.p16-before{gap:20px}.p16-outline{white-space:normal}}

/* ===== v18 provider refinements ===== */
.p16-hero{padding-top:26px;padding-bottom:38px}
.p16-crumb{margin-bottom:20px}
.p16-hero-grid{gap:52px}
.p16-copy h1{margin-top:11px}
.p16-intro{margin-bottom:10px}
.p16-trust{margin-top:18px}
.p16-buybox{padding:23px 25px}
.p16-logoarea{height:62px;margin-bottom:9px}
.p16-section{padding-top:46px;padding-bottom:46px}
.p16-faqs{max-width:1020px}
.p16-center{max-width:780px}
.p16-faqs summary{padding:16px 20px}
.p16-faqs p{padding-left:20px;padding-right:20px}
.p16-source-note{margin-top:16px;padding-top:13px;border-top:1px solid #e2ebf2;font-size:10px;line-height:1.55;color:#73899b}
@media(max-width:900px){.p16-hero{padding-bottom:34px}}

/* ===== v20 homepage Allianz lead-time overlap fix ===== */
.quote-results .insurer-card,
.provider-cards .provider-card,
.insurer-grid .insurer-card{
    display:flex;
    flex-direction:column;
    height:100%;
}

.quote-results .insurer-card .allianz-warning,
.provider-cards .provider-card .allianz-warning,
.insurer-grid .insurer-card .allianz-warning,
.quote-results .allianz-card .lead-warning,
.provider-cards .allianz-card .lead-warning,
.insurer-grid .allianz-card .lead-warning{
    position:static !important;
    margin-top:10px !important;
    margin-bottom:12px !important;
    width:auto !important;
    max-width:100%;
    box-sizing:border-box;
    flex:0 0 auto;
}

.quote-results .insurer-card .card-cta,
.quote-results .insurer-card .provider-btn,
.quote-results .insurer-card .details-btn,
.provider-cards .provider-card .card-cta,
.provider-cards .provider-card .provider-btn,
.insurer-grid .insurer-card .card-cta,
.insurer-grid .insurer-card .provider-btn{
    position:static !important;
    margin-top:auto !important;
}

.quote-results .allianz-card,
.provider-cards .allianz-card,
.insurer-grid .allianz-card{
    padding-bottom:14px !important;
}

/* Current homepage card markup refinements */
.result-card{
    display:flex !important;
    flex-direction:column !important;
    height:100% !important;
}
.result-card .allianz-note,
.result-card .lead-time-note,
.result-card .allianz-lead,
.result-card .quote-lead-warning{
    position:static !important;
    display:block !important;
    margin:10px 0 12px !important;
    width:100% !important;
    box-sizing:border-box !important;
}
.result-card .result-button,
.result-card .provider-link,
.result-card .btn-details{
    position:static !important;
    margin-top:auto !important;
}

/* Ensure the three cards remain aligned after the Allianz warning grows */
.quote-results,
.results-grid,
.provider-results{
    align-items:stretch !important;
}

/* ===== v21 exact homepage Allianz warning + nav refinement ===== */

/* Give the three cards enough vertical room so the Allianz notice never
   competes with the bottom CTA. */
.v13-results{
    align-items:stretch !important;
}
.v13-plan{
    min-height:315px !important;
    display:flex !important;
    flex-direction:column !important;
}

/* Exact class used by the Allianz 14-day notice. */
.v13-plan.allianz .allianz-lead-alert{
    position:static !important;
    display:block !important;
    flex:0 0 auto !important;
    box-sizing:border-box !important;
    width:100% !important;
    margin:10px 0 14px !important;
    padding:8px 10px !important;
    line-height:1.3 !important;
    z-index:auto !important;
}

/* Keep the button clearly BELOW the notice with visible breathing room. */
.v13-plan.allianz .v13-details-btn{
    position:static !important;
    margin-top:auto !important;
    transform:none !important;
}

/* Other provider CTAs stay aligned at the same bottom edge. */
.v13-plan.medibank .v13-details-btn,
.v13-plan.bupa .v13-details-btn{
    margin-top:auto !important;
}

/* Keep lead-time text compact so it never crowds the card. */
.v13-plan.allianz .allianz-lead-kicker{
    font-size:9.5px !important;
    line-height:1.25 !important;
    margin-bottom:2px !important;
}
.v13-plan.allianz .allianz-lead-message,
.v13-plan.allianz .allianz-lead-date{
    font-size:9.5px !important;
    line-height:1.3 !important;
}

/* Header anchor targets should not hide beneath sticky header when arriving. */
#compare,#guide,#cost,#providers,#faqs,#quote{
    scroll-margin-top:90px;
}

/* v22 anchor positioning */
#providers{scroll-margin-top:95px}

/* v23: keep anchored sections below sticky header */
#quote,#guide,#cost,#providers,#faqs{scroll-margin-top:95px}

/* ===== v24 standalone 870 guide ===== */
.g24{color:#082e50;background:#fff}.g24-wrap{width:min(1120px,calc(100% - 40px));margin:auto}
.g24-hero{padding:48px 0 55px;background:linear-gradient(135deg,#f7fbff,#e9f5ff);border-bottom:1px solid #dbe9f3}.g24-crumb{font-size:11px;color:#758ca0;margin-bottom:28px}.g24-crumb a{color:#1167d4;text-decoration:none}.g24-kicker,.g24-label{display:inline-block;font-size:10px;letter-spacing:.08em;font-weight:900;color:#0966d5;background:#e4f1ff;padding:6px 9px;border-radius:6px}.g24-hero h1{font-size:clamp(42px,5vw,64px);letter-spacing:-.04em;line-height:1.02;margin:14px 0;color:#052c50}.g24-lead{max-width:830px;font-size:17px;line-height:1.7;color:#536f86}.g24-actions{display:flex;gap:10px;margin-top:25px}.g24-primary,.g24-secondary{padding:13px 18px;border-radius:9px;text-decoration:none!important;font-size:12px;font-weight:900}.g24-primary{background:#0969db;color:#fff!important}.g24-secondary{border:1px solid #b9d0e2;color:#155d9f!important;background:#fff}
.g24-nav{position:sticky;top:0;z-index:20;background:#fff;border-bottom:1px solid #dce8f1;box-shadow:0 3px 10px rgba(20,60,90,.04)}.g24-nav .g24-wrap{display:flex;gap:22px;align-items:center;min-height:50px;overflow:auto;white-space:nowrap}.g24-nav strong{font-size:11px}.g24-nav a{font-size:11px;color:#496b84;text-decoration:none;font-weight:750}
.g24-section{padding:58px 0;scroll-margin-top:110px}.g24-soft{background:#f6f9fc}.g24-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:50px;align-items:start}.g24-section h2{font-size:34px;letter-spacing:-.025em;margin:12px 0}.g24-section p{font-size:14px;line-height:1.72;color:#58748a}.g24-wide{max-width:900px}.g24-callout,.g24-list{border:1px solid #d5e4ef;border-radius:16px;background:#fff;padding:25px;box-shadow:0 8px 22px rgba(20,60,90,.05)}.g24-callout>b{font-size:10px;color:#0a68d7;text-transform:uppercase}.g24-callout h3{font-size:23px;margin:7px 0}.g24-three{display:grid;grid-template-columns:repeat(3,1fr);gap:13px;margin-top:27px}.g24-three>div{background:#fff;border:1px solid #d9e6ef;border-radius:14px;padding:21px}.g24-three i{display:grid;place-items:center;width:31px;height:31px;border-radius:50%;background:#e6f2ff;color:#0868d6;font-style:normal;font-weight:900}.g24-three h3{font-size:17px;margin:12px 0 4px}.g24-three p{font-size:12px}
.g24-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:26px}.g24-cards>div{border:1px solid #d8e5ef;border-radius:14px;padding:20px}.g24-cards span{font-size:10px;color:#0a68d7;font-weight:900}.g24-cards h3{font-size:17px;margin:8px 0 4px}.g24-cards p{font-size:12px;margin:0}.g24-comparebar{margin-top:18px;background:#0b4d88;color:#fff;border-radius:14px;padding:19px 22px;display:flex;align-items:center;justify-content:space-between;gap:20px}.g24-comparebar b,.g24-comparebar span{display:block}.g24-comparebar span{font-size:11px;color:#d5e8f8;margin-top:3px}.g24-comparebar a{background:#fff;color:#0861c8!important;text-decoration:none;padding:11px 16px;border-radius:8px;font-size:11px;font-weight:900;white-space:nowrap}.g24-list h3{margin-top:0}.g24-list li{font-size:13px;color:#4d6b82;margin:10px 0}.g24-note{margin-top:20px;padding:17px 19px;border:1px solid #efbd56;background:#fff8e7;border-radius:12px;color:#674500;font-size:12px;line-height:1.6}
.g24-provider-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:13px;margin-top:25px}.g24-provider-grid a{display:block;background:#fff;border:1px solid #d8e5ef;border-radius:14px;padding:22px;text-decoration:none!important}.g24-provider-grid b,.g24-provider-grid span,.g24-provider-grid em{display:block}.g24-provider-grid b{font-size:20px;color:#082e50}.g24-provider-grid span{font-size:11px;color:#688095;min-height:34px;margin:6px 0 15px}.g24-provider-grid em{font-style:normal;color:#0866d5;font-size:11px;font-weight:900}.g24-center{text-align:center;margin-bottom:25px}.g24-faqs{max-width:920px;margin:auto;display:grid;gap:8px}.g24-faqs details{border:1px solid #d8e5ef;border-radius:11px;background:#fff}.g24-faqs summary{list-style:none;padding:16px 18px;display:flex;justify-content:space-between;font-size:12.5px;font-weight:850;cursor:pointer}.g24-faqs summary::-webkit-details-marker{display:none}.g24-faqs summary b{color:#0868d7;font-size:17px}.g24-faqs p{padding:0 18px 17px;margin:0;font-size:12px}.g24-final{padding:42px 0;background:#083e70;color:#fff}.g24-final .g24-wrap{display:flex;justify-content:space-between;align-items:center;gap:30px}.g24-final span{font-size:10px;font-weight:900;color:#bcdcf6}.g24-final h2{color:#fff;font-size:30px;margin:5px 0}.g24-final p{color:#d5e7f6;margin:0;font-size:12px}.g24-final a{background:#fff;color:#075fc9!important;text-decoration:none;padding:13px 18px;border-radius:9px;font-size:12px;font-weight:900;white-space:nowrap}
@media(max-width:850px){.g24-grid{grid-template-columns:1fr}.g24-three,.g24-cards,.g24-provider-grid{grid-template-columns:1fr 1fr}.g24-final .g24-wrap{align-items:flex-start;flex-direction:column}}
@media(max-width:560px){.g24-wrap{width:calc(100% - 28px)}.g24-three,.g24-cards,.g24-provider-grid{grid-template-columns:1fr}.g24-actions{flex-direction:column;align-items:flex-start}.g24-section{padding:45px 0}.g24-nav strong{display:none}}

/* v26: homepage anchor offset beneath header */
#quote,#cost,#providers,#faqs{scroll-margin-top:95px}

/* ===== v27 cost page ===== */
.c27{color:#082e50}.c27-wrap{width:min(1080px,calc(100% - 40px));margin:auto}.c27-hero{padding:48px 0 52px;background:linear-gradient(135deg,#f7fbff,#e8f4ff);border-bottom:1px solid #dbe8f2}.c27-crumb{font-size:11px;color:#728a9f;margin-bottom:26px}.c27-crumb a{color:#0966d5;text-decoration:none}.c27-kicker,.c27-heading>span{display:inline-block;background:#e5f2ff;color:#0767d7;border-radius:6px;padding:6px 9px;font-size:10px;font-weight:900;letter-spacing:.07em}.c27-hero h1{font-size:clamp(42px,5vw,62px);line-height:1.02;letter-spacing:-.04em;margin:13px 0}.c27-hero p{max-width:800px;color:#557187;line-height:1.7;font-size:16px}.c27-primary{display:inline-block;margin-top:14px;background:#0870e5;color:#fff!important;text-decoration:none!important;padding:13px 18px;border-radius:9px;font-size:12px;font-weight:900}.c27-section{padding:55px 0}.c27-soft{background:#f6f9fc}.c27-heading h2{font-size:33px;letter-spacing:-.025em;margin:10px 0 5px}.c27-heading p{font-size:13px;color:#668096}.c27-topcards{display:grid;grid-template-columns:repeat(3,1fr);gap:13px;margin-top:25px}.c27-topcards>div{position:relative;border:1px solid #d6e4ef;border-radius:16px;padding:23px;background:#fff}.c27-topcards b,.c27-topcards strong,.c27-topcards span,.c27-topcards small,.c27-topcards a{display:block}.c27-topcards b{font-size:19px}.c27-topcards strong{font-size:32px;margin:14px 0 2px}.c27-topcards span,.c27-topcards small{font-size:11px;color:#688095}.c27-topcards small{margin-top:8px;font-weight:800;color:#345b75}.c27-topcards a{margin-top:20px;color:#0766d6;text-decoration:none;font-size:11px;font-weight:900}.c27-topcards .featured{border-color:#3184e5;box-shadow:0 8px 22px rgba(20,80,150,.08)}.c27-topcards em{position:absolute;right:14px;top:14px;font-style:normal;font-size:8px;font-weight:900;background:#e8f3ff;color:#0765d3;padding:5px 7px;border-radius:10px}.c27-fine{font-size:10px!important;color:#758b9e!important;margin-top:14px}.c27-tablewrap{margin-top:23px;border:1px solid #d5e3ed;border-radius:14px;overflow:hidden;background:#fff;max-width:760px}.c27 table{width:100%;border-collapse:collapse}.c27 th,.c27 td{text-align:left;padding:14px 18px;border-bottom:1px solid #e2ebf2;font-size:12px}.c27 th{background:#edf6ff;color:#31556f;font-size:10px;text-transform:uppercase;letter-spacing:.05em}.c27 td:last-child{text-align:right}.c27 tr:last-child td{border-bottom:0}.c27-link{display:inline-block;margin-top:16px;color:#0765d3!important;text-decoration:none!important;font-size:11px;font-weight:900}.c27-allianz{display:grid;grid-template-columns:1fr 1fr 1.25fr;gap:13px;margin-top:22px}.c27-allianz>div,.c27-allianz aside{border:1px solid #d7e5ef;border-radius:14px;padding:21px}.c27-allianz small,.c27-allianz strong,.c27-allianz span{display:block}.c27-allianz small{font-size:9px;color:#71899d;font-weight:900}.c27-allianz strong{font-size:32px;margin:8px 0 2px}.c27-allianz span{font-size:11px;color:#668096}.c27-allianz p{font-size:11px;line-height:1.55;color:#607a90}.c27-allianz aside{background:#fff8e6;border-color:#efbc52}.c27-allianz aside b{color:#6d4800}.c27-factors{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-top:24px}.c27-factors>div{border:1px solid #d8e5ef;border-radius:13px;padding:19px}.c27-factors i{font-style:normal;color:#0870df;font-size:10px;font-weight:900}.c27-factors h3{font-size:16px;margin:9px 0 5px}.c27-factors p{font-size:11px;line-height:1.55;color:#617a8f}.c27-examples{display:grid;grid-template-columns:repeat(3,1fr);gap:13px;margin-top:22px}.c27-examples>div{background:#fff;border:1px solid #d7e4ee;border-radius:14px;padding:20px}.c27-examples small{font-size:10px;font-weight:900;color:#0866d5}.c27-examples p{font-size:12px;margin:10px 0}.c27-center{text-align:center}.c27-faqs{max-width:900px;margin:24px auto 0;display:grid;gap:8px}.c27-faqs details{border:1px solid #d7e4ee;border-radius:11px}.c27-faqs summary{list-style:none;padding:16px 18px;font-size:12.5px;font-weight:850;display:flex;justify-content:space-between;cursor:pointer}.c27-faqs summary::-webkit-details-marker{display:none}.c27-faqs summary b{color:#0768d7}.c27-faqs p{margin:0;padding:0 18px 17px;font-size:12px;line-height:1.6;color:#5b768b}.c27-final{padding:40px 0;background:#083f72;color:#fff}.c27-final .c27-wrap{display:flex;align-items:center;justify-content:space-between;gap:30px}.c27-final span{font-size:10px;font-weight:900;color:#bcdcf6}.c27-final h2{font-size:29px;color:#fff;margin:5px 0}.c27-final p{font-size:12px;color:#d6e8f6;margin:0}.c27-final a{background:#fff;color:#075fc9!important;text-decoration:none;padding:13px 18px;border-radius:9px;font-size:12px;font-weight:900}
@media(max-width:850px){.c27-topcards,.c27-examples{grid-template-columns:1fr}.c27-allianz{grid-template-columns:1fr}.c27-factors{grid-template-columns:1fr 1fr}.c27-final .c27-wrap{flex-direction:column;align-items:flex-start}}
@media(max-width:520px){.c27-wrap{width:calc(100% - 28px)}.c27-factors{grid-template-columns:1fr}.c27-section{padding:44px 0}}

/* ===== v29 condition 8501 page ===== */
.e29{color:#082e50;background:#fff}.e29-wrap{width:min(1080px,calc(100% - 40px));margin:auto}.e29-hero{padding:48px 0 54px;background:linear-gradient(135deg,#f7fbff,#e9f5ff);border-bottom:1px solid #dbe8f2}.e29-crumb{font-size:11px;color:#748ba0;margin-bottom:27px}.e29-crumb a{color:#0867d5;text-decoration:none}.e29-kicker,.e29-label{display:inline-block;background:#e5f2ff;color:#0766d5;border-radius:6px;padding:6px 9px;font-size:10px;font-weight:900;letter-spacing:.07em}.e29-hero h1{font-size:clamp(41px,4.8vw,60px);line-height:1.03;letter-spacing:-.04em;margin:14px 0;max-width:900px}.e29-hero p{max-width:820px;font-size:16px;line-height:1.7;color:#557187}.e29-actions{display:flex;gap:10px;margin-top:23px}.e29-primary,.e29-secondary{padding:13px 18px;border-radius:9px;text-decoration:none!important;font-size:12px;font-weight:900}.e29-primary{background:#0870e2;color:#fff!important}.e29-secondary{background:#fff;border:1px solid #bed2e2;color:#135f9f!important}.e29-strip{border-bottom:1px solid #dce8f1;background:#fff}.e29-strip .e29-wrap{display:grid;grid-template-columns:repeat(3,1fr)}.e29-strip div div{padding:17px 20px;border-right:1px solid #e2ebf2}.e29-strip div div:last-child{border-right:0}.e29-strip b,.e29-strip span{display:block}.e29-strip b{font-size:12px}.e29-strip span{font-size:10px;color:#6c8396;margin-top:3px}.e29-section{padding:56px 0;scroll-margin-top:95px}.e29-soft{background:#f6f9fc}.e29-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:48px;align-items:start}.e29-section h2{font-size:34px;letter-spacing:-.025em;margin:11px 0}.e29-section p{font-size:13.5px;line-height:1.72;color:#58748a}.e29-wide{max-width:900px}.e29-quote{margin-top:20px;border-left:4px solid #0a6bdd;background:#f2f8ff;padding:16px 18px;border-radius:0 10px 10px 0;font-size:12px;color:#315670}.e29-card,.e29-warning{background:#fff;border:1px solid #d5e4ef;border-radius:16px;padding:24px;box-shadow:0 8px 22px rgba(20,60,90,.05)}.e29-card>span{font-size:9px;font-weight:900;color:#0867d6}.e29-card h3{font-size:22px;margin:8px 0}.e29-benefits{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-top:25px}.e29-benefits>div{background:#fff;border:1px solid #d7e5ef;border-radius:14px;padding:19px}.e29-benefits i{display:grid;place-items:center;width:29px;height:29px;border-radius:50%;background:#e6f3ff;color:#0a6cd9;font-style:normal;font-weight:900}.e29-benefits h3{font-size:16px;margin:11px 0 4px}.e29-benefits p{font-size:11px}.e29-checkgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:24px}.e29-checkgrid>div{border:1px solid #d8e5ef;border-radius:14px;padding:20px}.e29-checkgrid b{display:grid;place-items:center;width:28px;height:28px;border-radius:8px;background:#e7f3ff;color:#0868d6;font-size:11px}.e29-checkgrid h3{font-size:16px;margin:11px 0 4px}.e29-checkgrid p{font-size:11px;margin:0}.e29-provider{display:grid;grid-template-columns:repeat(3,1fr);gap:13px;margin-top:24px}.e29-provider>div{background:#fff;border:1px solid #d8e5ef;border-radius:14px;padding:21px}.e29-provider b,.e29-provider span,.e29-provider a{display:block}.e29-provider b{font-size:19px}.e29-provider span{font-size:10px;color:#6a8195;margin:5px 0 12px}.e29-provider p{font-size:11px;min-height:73px}.e29-provider a{color:#0766d5;text-decoration:none;font-size:11px;font-weight:900}.e29-fine{font-size:10px!important;color:#73899c!important;margin-top:14px}.e29-warning b{font-size:18px}.e29-warning li{font-size:12px;color:#58748a;margin:9px 0}.e29-heading{text-align:center}.e29-faqs{max-width:900px;margin:24px auto 0;display:grid;gap:8px}.e29-faqs details{background:#fff;border:1px solid #d7e4ee;border-radius:11px}.e29-faqs summary{list-style:none;padding:16px 18px;display:flex;justify-content:space-between;font-size:12.5px;font-weight:850;cursor:pointer}.e29-faqs summary::-webkit-details-marker{display:none}.e29-faqs summary b{color:#0868d7}.e29-faqs p{margin:0;padding:0 18px 17px;font-size:12px}.e29-final{padding:40px 0;background:#083f72;color:#fff}.e29-final .e29-wrap{display:flex;align-items:center;justify-content:space-between;gap:30px}.e29-final span{font-size:10px;font-weight:900;color:#b9daf4}.e29-final h2{color:#fff;font-size:29px;margin:5px 0}.e29-final p{color:#d6e8f6;margin:0;font-size:12px}.e29-final a{background:#fff;color:#075fc9!important;text-decoration:none;padding:13px 18px;border-radius:9px;font-size:12px;font-weight:900}.g24-deeplink a{font-size:11px;font-weight:900;color:#0866d5;text-decoration:none}
@media(max-width:850px){.e29-grid{grid-template-columns:1fr}.e29-benefits{grid-template-columns:1fr 1fr}.e29-checkgrid,.e29-provider{grid-template-columns:1fr 1fr}.e29-strip .e29-wrap{grid-template-columns:1fr}.e29-strip div div{border-right:0;border-bottom:1px solid #e2ebf2}.e29-final .e29-wrap{flex-direction:column;align-items:flex-start}}
@media(max-width:540px){.e29-wrap{width:calc(100% - 28px)}.e29-benefits,.e29-checkgrid,.e29-provider{grid-template-columns:1fr}.e29-actions{flex-direction:column;align-items:flex-start}.e29-section{padding:45px 0}}

/* ===== v30 SEO resource footer ===== */
.seo-footer-links{border-top:1px solid rgba(255,255,255,.13);padding:18px 0;margin-top:18px}
.seo-footer-links strong{display:block;font-size:11px;margin-bottom:9px}
.seo-footer-links nav{display:flex;flex-wrap:wrap;gap:7px 17px}
.seo-footer-links a{font-size:10.5px;color:inherit;opacity:.82;text-decoration:none}
.seo-footer-links a:hover{opacity:1;text-decoration:underline}

/* ===== v31 clean footer + favicon release ===== */
.seo-footer-links{display:none!important}
.v31-footer-note{max-width:980px;margin:18px auto 0;padding:16px 20px 0;border-top:1px solid rgba(255,255,255,.12);text-align:center}
.v31-footer-note p{margin:0 auto;font-size:10.5px!important;line-height:1.65!important;opacity:.76;max-width:900px}
.v31-footer-note strong{font-weight:800}

/* v33 footer contact details */
.v33-contact-details p{margin:5px 0!important;font-size:11px!important;line-height:1.55!important}
.v33-contact-details a{color:inherit;text-decoration:none}
.v33-contact-details a:hover{text-decoration:underline}
.v33-contact-fallback{max-width:980px;margin:10px auto;padding:0 20px}

/* ===== v35 rebuilt clean footer ===== */
.v35-footer{padding:0!important}
.v35-footer-main{display:grid!important;grid-template-columns:1.25fr 1.25fr 1fr 1fr!important;gap:42px!important;padding-top:38px!important;padding-bottom:30px!important;align-items:start!important}
.v35-footer-about p{max-width:310px!important;font-size:11px!important;line-height:1.65!important;opacity:.8!important;margin:10px 0 0!important}
.v35-brand{font-size:16px!important}
.v35-footer-col{display:flex!important;flex-direction:column!important;gap:8px!important}
.v35-footer-col>strong{font-size:12px!important;margin-bottom:4px!important}
.v35-footer-col a,.v35-footer-col span{font-size:10.5px!important;line-height:1.5!important;color:inherit!important;text-decoration:none!important;opacity:.84!important}
.v35-footer-col a:hover{opacity:1!important;text-decoration:underline!important}
.v35-contact span{margin-top:3px!important}
.v35-footer-note{border-top:1px solid rgba(255,255,255,.13)!important;padding-top:15px!important;padding-bottom:18px!important;text-align:center!important}
.v35-footer-note p{max-width:900px!important;margin:0 auto!important;font-size:9.5px!important;line-height:1.6!important;opacity:.68!important}
@media(max-width:900px){.v35-footer-main{grid-template-columns:1fr 1fr!important}}
@media(max-width:560px){.v35-footer-main{grid-template-columns:1fr!important;gap:25px!important}}

/* v36 homepage Condition 8501 internal link */
.v36-8501-link{color:inherit!important;text-decoration:none!important}
.v36-8501-link:hover{color:#0868d7!important;text-decoration:underline!important}

/* v37 make homepage Condition 8501 link visibly clickable */
.v36-8501-link,
.v36-8501-link:visited{
  color:#0870e5!important;
  text-decoration:none!important;
}
.v36-8501-link:hover,
.v36-8501-link:focus{
  color:#0558b8!important;
  text-decoration:underline!important;
}